Naperville IL Insurance Information

naperville insurance

Naperville Insurance

Naperville, IL is a city in northeastern Illinois that has a population of approximately 143,000.  In 2006, Money Magazine named Naperville as the second best small city to live in.  In 2005 and 2008, it was listed in the number 3 position.  Naperville is the fifth largest city in Illinois.

Health Care & Naperville IL Health Insurance

Edward Hospital is located on Washington Street in Naperville and is the primary hospital for the city.  According to the Environment Protection Agency (EPA), the air quality is not very good in Naperville, IL.  It has a score of 19 on a scale of 100 (higher being better).  The water quality is 47 on a scale of 100 (USA average is 55).  There are 395 physicians per capita in Naperville, IL, which is much higher than the USA average of 169.7.  For more information on Naperville IL Health Insurance , please contact our office, or fill out a free health insurance quote online.

Factors that influence Naperville IL Auto Insurance Rates

One of the variables that affect  your insurance rates is the geographic area that you live and drive in.

In Naperville, IL, there was only 1 fatal car accident in 2007.  Naperville, IL falls below the Illinois State average of fatal accidents per 100,000 population.

Naperville, IL residents drive their cars frequently.  A majority of residents drive alone to work (79.06%), 4.81% carpool, 9.04% take public transit, and 5.62% work from home.  The average commute time to work is 37.2 minutes (USA average = 25.1 minutes).

In Naperville, IL, 1.8% of households do not own a car.  27.2% own 1 car, 50% own 2 cars, and 21% own 3 cars or more.

To find out exactly what you would have to pay for auto insurance in Naperville, IL, please fill out one of our free online auto insurance quote forms.

Do you Need Renters Insurance in Naperville, IL?

In Naperville, IL, 18.88% of residents are renters.  It is very important to make sure your contents are covered if you are a renter. It is very inexpensive coverage.  The median rent paid in Naperville is $1,141/month.  To find out how you can get renters insurance coverage, please fill out one of our free online renters insurance quote forms.

Factors that affect Naperville, IL Home Insurance costs

Frequently, weather of a particular region affects home insurance costs.  For example, homes near the ocean are priced higher due to higher changes of floods.  Similarly, areas with more temperate weather conditions are not exposed to those risks and may have more affordable home insurance rates.  Illinois currently ranks 30 out of all states for the highest home insurance rates (1 being the highest).

The weather in Naperville, IL is generally mild.  It gets 36 inches of rain each year, which is close to the US average of 37.  This means residents may not be as prone to issues like flooding when compared to other areas.  Naperville also gets 33 inches of snowfall a year.  This is above the US average of 25.  There are 189 sunny days in Naperville per year and in July, the temperature usually reaches a high of 86 degrees.  The low in January is 14 degrees.

Another factor affecting home insurance rates is the value of the home that you are insuring.  In Naperville, IL, the median home value is $400,400.  This is significantly higher than the US average of $181,800.

To find out how much it would cost to insure your home, fill out one of our free online home insurance quote forms.

Naperville Insurance

Naperville, IL