Evanston IL Insurance Information

evanston insurance

Evanston Insurance

Evanston, IL is a city in northeastern Illinois that has a population of approximately 75,500.  It is located along Lake Michigan and is north of Chicago.  The city of Evanston is largely residential.  The cost of living index in Evanston, IL is 117.5 which is higher than the US average of 100.

Health Care & Evanston IL Health Insurance

The two major hospitals in Evanston, IL are Evanston Hospital (which is part of NorthShore University HealthSystem) and St Francis Hospital (which is a part of St. Francis Hospital).  According to the Environment Protection Agency (EPA), the air quality is not good in Evanston, IL.  It has a score of 1 on a scale of 100 (higher being better).  The water quality is 31 on a scale of 100 (USA average is 55).  There are 329 physicians per capita in Evanston, IL, which is much higher than the USA average of 169.7.  For more information on Evanston IL Health Insurance , please contact our office, or fill out a free health insurance quote online.

Factors that influence Evanston IL Auto Insurance Rates

One variable that affects  your insurance rates is the geographic area that you live and drive in.
In Evanston, IL, there was only 1 fatal car accident in 2007.  This particular accident involved a pedestrian.  Evanston, IL falls way below the Illinois State average of fatal accidents per 100,000 population.

Evanston, IL residents drive their cars frequently.  A majority of residents drive alone to work (53.80%) , 8.17% carpool, 18.46% take public transit, and 6.21% work from home.  The average commute time to work is 27.7 minutes (USA average = 25.1 minutes).

In Evanston, IL, 15.2% of households do not own a car.  46.9% own 1 car, 30.4% own 2 cars, and 7.5% own 3 cars or more.

To find out exactly what you would have to pay for auto insurance in Evanston, IL, please fill out one of our free online auto insurance quote forms.

Do you Need Renters Insurance in Evanston, IL?

In Evanston, IL, 46.3% of residents are renters.  It is very important to make sure your contents are covered if you are a renter. It is very inexpensive coverage.  The median rent paid in Evanston is $1035/month.  To find out how you can get renters insurance coverage, please fill out one of our free online renters insurance quote forms.

Factors that affect Evanston, IL Home Insurance costs

Frequently the weather of a particular region affects home insurance costs.  For example, homes near the ocean are priced higher due to higher changes of floods.  Similarly, areas with more temperate weather conditions are not exposed to those risks and may have more affordable home insurance rates.  Illinois currently ranks 30 out of all states for the highest home insurance rates (1 being the highest).

The weather in Evanston, IL is generally mild.  It gets 37 inches of rain each year, which is exactly the same as the US average.  This means residents may not be as prone to issues like flooding when compared to other areas.  Evanston also gets 29 inches of snowfall a year.  This is a little above the US average of 25.  There are 193 sunny days in Evanston per year and in July, the temperature usually reaches a high of 82 degrees.  The low in January is 20 degrees.

Another thing affecting home insurance rates is the value of the home that you are insuring.  In Evanston, IL, the median home value is $405,100.  This is significantly higher than the US average of $181,800.

To find out how much it would cost to insure your home, fill out one of our free online home insurance quote forms.

Evanston, IL