Elgin, IL is a city in northeast Illinois along the Fox River. It has a population of approximately 102,000 and is known as a trade and industrial center.
Health Care & Elgin IL Health Insurance
According to the Environment Protection Agency (EPA), the air quality is fair in Elgin, IL. It has a score of 38 on a scale of 100 (higher being better). The water quality is 60 on a scale of 100 (USA average is 55). There are 128 physicians per capita in Elgin, IL, which is lower than the USA average of 169.7. For more information on Elgin IL Health Insurance , please contact our office, or fill out a free health insurance quote online.
Factors that influence Elgin IL Auto Insurance Rates
One variable that affects your insurance rates is the geographic area that you live and drive in.
In Elgin, IL, there were 6 fatal accidents in 2007. None of these accidents involved drunk driving, but they did involve 3 pedestrians. Elgin, IL is only slightly below Illinois State average of fatal accidents per 100,000 population.
Elgin, IL residents also like to use their cars frequently. 77.61% of them drive alone to work, 14.19% carpool, 2.70% take public transit, and 2.13% work from home. The average commute time to work is 30 minutes (USA average = 25.1 minutes).
In Elgin, IL, 6.4% of households do not own a car. 32.3% own 1 car, 41.4% own 2 cars, and 19.9% own 3 cars or more.
To find out exactly what you would have to pay for auto insurance in Elgin, IL, please fill out one of our free online auto insurance quote forms.
Do you Need Renters Insurance in Elgin, IL?
In Elgin, IL, 28.22% of residents are renters. It is very important to make sure your contents are covered if you are a renter. It is very inexpensive coverage. The median rent paid in Elgin is $793/month. To find out how you can get renters insurance coverage, please fill out one of our free online renters insurance quote forms.
Factors that affect Elgin, IL Home Insurance costs
The weather of a particular region affects home insurance costs. For example, homes near the ocean are priced higher due to higher changes of floods. Similarly, areas with more temperate weather conditions are not exposed to those risks and may have more affordable home insurance rates. Illinois currently ranks 30 out of all states for the highest home insurance rates (1 being the highest).
The weather in Elgin, IL is generally mild. It gets an average of 36 inches of rain each year, which is almost the same as the US average of 36 inches. This means residents may not be as prone to issues like flooding when compared to other areas. Elgin also gets 33 inches of snowfall a year. This is above the US average of 25. There are 190 sunny days in Elgin per year and in July, the temperature usually reaches a high of 83 degrees. The low in January is 11 degrees.
Also affecting home insurance rates is the value of the home that you are insuring. In Elgin, IL, the median home value is $211,300. This is slightly higher than the US average of $181,800.
To find out how much it would cost to insure your home, fill out one of our free online home insurance quote forms.