Downers Grove IL Insurance Information

downers grove insurance

Downers Grove Insurance

Downers Grove is a village in Illinois located 19 miles west of Chicago.  In 2000, it had an estimated population of 48,724.  Downers Grove is famous for being the birthplace of famous actress Denise Richards.

Health Care & Downers Grove IL Health Insurance

According to the Environment Protection Agency (EPA), the air quality is not very good in Downers Grove, IL.  It has a score of 18 on a scale of 100 (higher being better).  The water quality is 48 on a scale of 100 (USA average is 55).  There are 391 physicians per capita in Downers Grove, IL, which is much higher than the USA average of 169.7.  For more information on Downers Grove IL Health Insurance , please contact our office, or fill out a free health insurance quote online.

Factors that influence Downers Grove IL Auto Insurance Rates

One of the variables that affect your insurance rates is the geographic area that you live and drive in.

In Downers Grove, IL, there were only 2 fatal car accidents in 2007.  Downers Grove, IL falls below the Illinois State average of fatal accidents per 100,000 population.

Downers Grove, IL residents drive their cars frequently.  A majority of residents drive alone to work (77%), 6% carpool, 11% take public transit, and 4% work from home.  The average commute time to work is 33 minutes (USA average = 25.1 minutes).

In Downers Grove, IL, 6.6% of households do not own a car.  32.1% own 1 car, 42.9% own 2 cars, and 18.4% own 3 cars or more.

To find out exactly what you would have to pay for auto insurance in Downers Grove, IL, please fill out one of our free online auto insurance quote forms.

Do you Need Renters Insurance in Downers Grove, IL?

In Downers Grove, IL, 20.32% of residents are renters.  It is very important to make sure your contents are covered if you are a renter. It is very inexpensive coverage.  The median rent paid in Downers Grove is $868/month.  To find out how you can get renters insurance coverage, please fill out one of our free online renters insurance quote forms.

Factors that affect Downers Grove, IL Home Insurance costs

Frequently, weather of a particular region affects home insurance costs.  For example, homes near the ocean are priced higher due to higher changes of floods.  Similarly, areas with more temperate weather conditions are not exposed to those risks and may have more affordable home insurance rates.  Illinois currently ranks 30 out of all states for the highest home insurance rates (1 being the highest).

The weather in Downers Grove, IL is generally mild.  It gets 36 inches of rain each year, which is close to the US average of 37.  This means residents may not be as prone to issues like flooding when compared to other areas.  Downers Grove also gets 33 inches of snowfall a year.  This is above the US average of 25.  There are 192 sunny days in Downers Grove per year and in July, the temperature usually reaches a high of 86 degrees.  The low in January is 14 degrees.

Another factor affecting home insurance rates is the value of the home that you are insuring.  In Downers Grove, IL, the median home value is $350,500.  This is significantly higher than the US average of $181,800.

To find out how much it would cost to insure your home, fill out one of our free online home insurance quote forms.

Downers Grove Insurance

Downers Grove, IL