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You work hard to build you business, and we support your dream. We understand general contracting and can reinforce businesses of all sizes: large, small, and even self-employed. Our construction contractor insurance and construction bid bonds are designed to meet your specifications.
Construction Accidents Happen
A construction site can be a dangerous place for your employees, customers, subcontractors and suppliers. Protect yourself and your business with a contractor liability insurance, call us at 773-777-1922 and speak with one of our agents to request a quote today. Our contractor liability insurance will cover you in case of:
Many business owners mistakenly believe that the incorporation process (Inc., LLC) completely separates their business from their personal assets. Unfortunately, that is not always the case. Contractor liability insurance makes sure that you are covered no matter what type of legal entity you have chosen for your business.
There are other risks too, for example expensive tools have a habit of getting lost, damaged or stolen. What if you can’t replace them immediately? There could be costly delays to the job. But with tools and equipment coverage, you have peace of mind.
Also, if you employ any workers – even on a casual basis – you’ll need workers compensation insurance as part of your construction contractor insurance.
Why It’s Important to Have Contractor General Liability Insurance
In the unfortunate event that your business faces a lawsuit, or is held legally responsible for an injury or damage, general liability insurance is designed for contractors can prevent a legal suit from turning into a financial disaster. A construction contractor policy may include:
Workers Compensation Insurance for Construction Contractors
Workers Compensation Insurance is designed to help general contractor companies pay benefits to employees who are injured on the job. In most states, including Illinois (IL), you are required to carry workers compensation coverage. Even in non-mandatory states it can be a very good idea, particularly if you have many employees or if they are engaged in hazardous activities.
Inland Marine Insurance
Any general contractor who regularly moves expensive materials, equipment, or supplies from one job site to another job site should have some type of inland marine insurance. This way, in the event of an accident, the goods or materials being shipped are protected separately from your auto policy.
Our umbrella insurance policy plugs holes in your existing coverage. It provides additional protection that kicks in when the primary insurance coverage has been exhausted.
Bonds, including construction bid bonds, are commonly used in the construction industry as an assurance between the contractor and the client as well as between a general contractor and his or her subcontractors. Our insurance offers the following:
Call 773-777-1922 for a free quote or consultation.