Palatine IL Insurance Information
Palatine, IL is a village in northeastern Illinois that has a population of approximately 67,400. It is a primarily residential village. It is the 16th-largest community in the state of Illinois. Palatine is located at 42°7′1″N 88°2′26″W / 42.11694°N 88.04056°W and is a wooded marshland where several streams rise around the village.
Health Care & Palatine IL Health Insurance
According to the Environment Protection Agency (EPA), the air quality is not very good in Palatine, IL. It has a score of 1 on a scale of 100 (higher being better). The water quality is 31 on a scale of 100 (USA average is 55). There are 331 physicians per capita in Palatine, IL, which is much higher than the USA average of 169.7. For more information on Palatine IL Health Insurance, please contact our office, or fill out a free health insurance quote online.
Factors that influence Palatine IL Auto Insurance Rates
One of the variables that affect your insurance rates is the geographic area that you live and drive in.
In Palatine, IL, there was only 1 fatal car accident in 2007. Palatine, IL falls below the Illinois State average of fatal accidents per 100,000 population.
Palatine, IL residents drive their cars frequently. A majority of residents drive alone to work (80%), 10% carpool, 5% take public transit, and 2% work from home. The average commute time to work is 31 minutes (USA average = 25.1 minutes).
In Palatine, IL, 4.7% of households do not own a car. 35% own 1 car, 44.1% own 2 cars, and 16.1% own 3 cars or more.
To find out exactly what you would have to pay for auto insurance in Palatine, IL, please fill out one of our free online auto insurance quote forms.
Do you Need Renters Insurance in Palatine, IL?
In Palatine, IL, 31% of residents are renters. It is very important to make sure your contents are covered if you are a renter. It is very inexpensive coverage. The median rent paid in Palatine is $939/month. To find out how you can get renters insurance coverage, please fill out one of our free online renters insurance quote forms.
Factors that affect Palatine, IL Home Insurance costs
Frequently, weather of a particular region affects home insurance costs. For example, homes near the ocean are priced higher due to higher changes of floods. Similarly, areas with more temperate weather conditions are not exposed to those risks and may have more affordable home insurance rates. Illinois currently ranks 30 out of all states for the highest home insurance rates (1 being the highest).
The weather in Palatine, IL is generally mild. It gets an average of 36 inches of rain each year, which is close to the US average of 37. This means residents may not be as prone to issues like flooding when compared to other areas. Palatine also gets 25 inches of snowfall a year. This is the same as the US average of 25. There are 186 sunny days in Palatine per year and in July, the temperature usually reaches a high of 83 degrees. The low in January is 11 degrees.
Another factor affecting home insurance rates is the value of the home that you are insuring. In Palatine, IL, the median home value is $319,400. This is significantly higher than the US average of $181,800.
To find out how much it would cost to insure your home, fill out one of our free online home insurance quote forms.
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