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We understand that plumbers are always handling emergencies, because of that we are here for you 24/7. Our plumbing insurance options are designed to meet your unique business needs, whether your company is large, small, or just starting out. Our plumbers insurance and plumber surety bond options are designed to meet the unique needs of your industry.
Plumbing Accidents Happen
You’re already aware of the potential on the job hazards of plumbing. Protect yourself and your business with plumber’s liability insurance. Request a quote today from Salvador & Melendez Insurance Agency. Plumbing Insurance will cover you in case of:
These incidents can lead to claims for substantial damages that could leave you facing hefty legal bills. Without plumbers insurance coverage—which includes plumber liability insurance—you and your business could face devastating consequences.
There are other risks too. Expensive tools can get lost, damaged or stolen, what if you can’t afford to replace them immediately? There could be costly delays to the job. But with SMI’s Tools and Equipment Coverage, we’ve got you covered.
And as a business owner, don’t forget that if you have anybody working for you you’ll need workers compensation insurance as part of your plumber’s insurance package.
Chicago Plumber Insurance Covers You Nationwide
What is General Liability Insurance for Plumbers?
Unfortunately for business owners these days, the chances of getting sued have dramatically increased. SMI’s General Liability insurance can prevent a legal suit from turning into a financial disaster by providing insurance protection in case your plumbing business is ever sued or held legally responsible for some injury or damage. Your policy may include:
Workers Compensation Insurance for Plumbers
Workers Compensation Insurance is designed to help plumbing contractor companies pay benefits to employees who are injured on the job. In most states, you are required to carry Workers Compensation coverage. Even in non-mandatory states, it can be a very good idea, particularly if you have several employees, or if they are engaged in hazardous activities.
Inland Marine Insurance
Any plumbing contractor who regularly moves expensive materials, equipment, or supplies from one job site to another job site should have some type of inland marine insurance. This way, in the event of an accident, the goods or materials being shipped are protected separately from your auto policy.
An umbrella insurance policy plugs holes in your existing coverage. It provides additional protection that kicks in when the primary plumber’s insurance coverage has been exhausted.
Plumber Surety Bonds
Bonds are commonly used in the construction or plumbing industries as an assurance between the contractor and the client, as well as between a general contractor and his or her subcontractors. SMI Insurance offers:
Call 877-379-0083 for a free quote or consultation.