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Chicago Carpentry Insurance Quote

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We want to help you build the framework for a stronger business. As a carpenter and contractor, insuring your company will not only save you time and money but it shows your clients you are a responsible business owner. Our carpenter insurance options are designed to meet your unique business needs, whether your company is large, small, or just starting out .

Accidents Happen


You’re already aware of the potential on-the-job risks that come with being a carpenter. Protect yourself and your business with carpenter’s liability insurance. Don’t leave anything to chance, get a quote right now from Salvador & Melendez Insurance Agency. Carpentry Insurance will cover you in case of:

  • damage to customer’s property
  • misunderstood instructions from the customer
  • lost or stolen materials & tools
  • slips, trips & falls
  • project delays
  • injuries to customers or employees

These incidents can lead to claims for substantial damages, that could leave you facing hefty legal bills. If you do not have the right carpenter insurance coverage—which includes carpenter liability insurance—you could face devastating consequences.

There are other risks too: expensive tools can get lost, damaged or stolen what if you can’t afford to replace them immediately? That’s going to cost you time and money. But with SMI’s Carpenter Liability Insurance including tools and equipment coverage, we’ve got your covered.

And as a business owner, don’t forget that if you have anyone working for you –– you’ll need to look into workers compensation insurance as part of your carpentry insurance package.

Understanding your coverage and your risks

What is General Liability Insurance for Carpenters?

Unfortunately for business owners these days, the chances of getting sued have dramatically increased. SMI offers Carpenter Insurance in Chicago and Nationwide. Our General Liability insurance can prevent a legal suit from turning into a financial disaster by providing insurance protection in case your carpentry business is ever sued or held legally responsible for some injury or damage. Your policy may include:

  • bodily injury coverage
  • property damage coverage
  • products liability coverage
  • contractual liability coverage
  • legal defense costs
  • and more…

Workers Compensation Insurance for Carpenters

Workers Compensation Insurance is designed to help carpenter companies pay benefits to employees who are injured on the job. In most states, you are required to carry Workers Compensation coverage. Even in non-mandatory states, it can be a very good idea, particularly if you have several employees, or if they are engaged in hazardous activities.

Inland Marine Insurance

Any contractor who regularly moves expensive materials, equipment, or supplies from one job site to another job site should have some type of inland marine insurance. This way, in the event of an accident, the goods or materials being shipped are protected separately from your auto policy.

Umbrella Policy

An umbrella insurance policy seals the holes in your existing coverage. It provides additional protection that kicks in when the primary carpenter insurance coverage has been exhausted.

Bonds

Bonds are commonly used in the construction or carpentry industry, as an assurance between the contractor and the client as well as between a general contractor and his or her subcontractors. SMI Insurance offers:

  • Bid Bonds
  • Payment and Performance Bonds
  • Contract Bonds
  • Subcontractor bonds
  • License bonds
  • and more…

 

Call 877-379-0083 for a free quote or consultation.

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